Listeners tell me they’re not worried, they’ll have their Social Security, but Social Security was never intended to be your only source of income in retirement.
Sixty percent of employers offer some sort of retirement plan but only about fifty percent of employees take advantage of the plans offered.
Waiting to start to save until you are 40 is a big financial mistake.
The spousal IRA is an IRA funded for a spouse with little or no income by a working spouse with income.
Looking for a tax shelter? The best way to beat taxes is by investing in your retirement plan.
The number I am looking for is actually 59½!
70 percent of employers currently offer retirement plans, and of those employers only 52 percent of workers participate.
The contribution limits for 2012 for a 401(k), a 403(b) and a 457 plan is $17,000. The limit increases with the rate of inflation.
Let’s start the week where most of us begin, being a newlywed couple.
Spousal IRAs are used for an unemployed or underemployed spouse.