While you are in the planning mode of retiring in two states, consider establishing relationships with health care providers in both.
As the adult child you may have to reverse roles with your parents!
First step in helping mom figure out if she is adequately insured is finding the policies.
Finding the insurance policies is going to be the just the first step.
Current thinking has 65 as the normal retirement age and that’s because at one time a worker could collect full Social Security benefits at age 65.