Credit scores are a quick and easy method for creditors to judge you as a potential customer.
The three large reporting companies, TransUnion, Equifax, and Experian, will provide you with an annual free copy of your credit report, but you must ask for it.
According to Fair Isaac, on average, today’s consumer has a total of 13 credit obligations on record at a credit bureau, 9 credit cards and 4 installment loans.
It is important to be checking your credit report and credit scores at least annually.
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Credit scores are a quick and easy method for a creditor to judge you as a potential customer.
No one should charge you for your credit report.
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Have you actually ever checked your credit report?
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