You may think your credit report is perfect because you have never been late or missed any of your loan payments, but recent studies have shown that perhaps as many as 50% of all credit reports have errors in them.
It is important to be checking your credit report and credit scores at least annually.
Credit scores are a quick and easy method for a creditor to judge you as a potential customer.
Every time you have heard me talking about credit reports you have made a mental note to check yours.
Nationally, the average mortgage balance is coming down. That’s not true in the Boston area.
For anyone in the market for a new house, an addition, or a new car, a low credit score can cost you thousands if you borrow. “Consumers have paid…