Credit cards can be a problem no matter what age you are.
According to Fidelity’s annual Financial Resolutions Study about 20% of those making financial resolutions are serious about paying off debt.
There are hundreds of consumer reporting agencies collecting information on potentially millions of consumers. The information can be collected from court files or companies you do business with.
They are free! Do not pay for them!
Many consumers do not know exactly how much debt they actually have.