Learn how to keep your large home appliances working through basic maintenance.
Credit is a tool to help you reach your goals. Having a credit card is a privilege.
If your washing machine dies and you have three kids you are not going to the Laundromat every day until washers go on sale, but big-ticket items do go on sale and they go on sale frequently so with some planning you can save big bucks.
Big purchases you can plan for.