BOSTON (CBS) – This is National Consumers Protection Week. This is a national campaign to help consumers make better-informed decisions and avoid being scammed.
Attorney General Healey’s office has joined the battle and will be holding informational meetings around the state all week. Log onto their website to get a list of the events in your neighborhood.
Here are some easy ways to avoid fraud from the FTC (Federal Trade Commission):
Don’t send money to someone you don’t know. Not to an online seller you’ve never heard of — or an online love interest who asks for money. It’s best to do business with sites you know and trust. If you buy items through an online auction, use a payment option that provides protection, like a credit card or better still PayPal.
If you think you’ve found a good deal but you aren’t familiar with the company, check it out. Type the company or product name into your favorite search engine with terms like “review,” “complaint,” or “scam.” See what comes up — on the first page of results as well as on the later pages.
Never pay fees first for the promise of a big pay-off later. Whether it’s for a loan, a job, a grant or a so-called prize.
Don’t agree to deposit a check and wire money back. By law, banks have to make funds from deposited checks available within days, but uncovering a fake check can take weeks. You’re responsible for the checks you deposit: If a check turns out to be a fake, you’re responsible for paying back the bank. No matter how convincing the story, someone who overpays with a check is almost certainly a scam artist.
Don’t reply to messages asking for personal or financial information. It doesn’t matter whether the message comes as an email, a phone call, a text message, or an ad. Don’t click on links or call phone numbers included in the message, either. It’s called phishing. The crooks behind these messages are trying to trick you into revealing sensitive information.
One more thing: Report Scams
If you think you may have been scammed: File a complaint with the Federal Trade Commission.
Visit ftc.gov/idtheft, where you’ll find out how to minimize your risk of identity theft.
Report scams to the State Attorney General.
If you get unsolicited email offers or spam, send the messages to email@example.com.
If you get what looks like lottery material from a foreign country through the postal mail, take it to your local postmaster.