Living Without CreditI read an article that advocated living on a cash basis, but without a credit history you will have trouble qualifying for a car loan, a mortgage or renting an apartment.
Woman Pleads Guilty To $435K Counterfeit Credit Card Scheme In NortheastFederal prosecutors say a 37-year-old citizen of Guyana has admitted to being part of a counterfeit credit card operation that netted hundreds of thousands of dollars in gift cards bought at stores in five northeastern states.
So What Have You Got?You will need to generate a net worth statement to figure out what you've got and then do a cash flow to figure how and where you are spending your money.
Paying Off Credit Card Debt With A Home Equity LoanI know the temptation is there, but it's just not prudent.
Credit Card Companies Skimping On The PerksMillions of credit card customers in the U.S. could soon become very disappointed in the plastic in their wallets.
The Unofficial New Year: Your Credit CardsPare down the number of cards you have. Pay them off, stop using them, take them out of your wallet and then consider canceling them.
Survey: Americans Have Changed Credit Card HabitsAmericans are not using credit cards the way they used to.
Kids & Credit CardsCredit cards can be a problem no matter what age you are.
Money Lessons For KidsTeaching our kids money skills is really more important than teaching them to say thank you.
Too Much of a Good ThingThere are more than 1.8 billion credit cards currently in circulation in the US. The average consumer is carrying over 3 credit cards.
About Your DebtLast week we talked about getting your act together at every stage in your life. This week I thought we could spend some time discussing credit.
Financial Planning By The Decades: When You Are 60Traditionally, our sixtieth decade has been seen as the decade of retirement. But whether you retire in your sixties or not, these years are filled with important financial decisions.
Financial Planning By The Decades: When You Are 50Your 50s. These are typically your prime earning years, as well as the decade when retirement begins to come within view.
More Tips From “The Simple Dollar”Yesterday I told you about a website I found and the founder, Trent Hamm. We have more of his simple rules today.
Use Your Tax Refund To Pay Down Credit CardsI know there is nothing exciting about this suggestion, but I do know that getting out of credit card debt is a very good thing!