By Staff

(CBS) — Walmart will no longer offer items on layaway this holiday shopping season.

The retailer said consumer shopping habits have changed.

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“Last holiday season, we removed seasonal layaway from most of our stores with the exception of select jewelry items at select stores, and based on what we learned, we are confident that our payment options provide the right solutions for our customers,” a Walmart spokesperson told WBZ-TV.

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Walmart says for those interested in buying now and paying later it offers monthly installment plans through financial company Affirm.

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There are no fees through the installment plan, but customers pay interest rates of between 10% and 30% depending on their credit. Staff