Credit scores are a quick and easy method for creditors to judge you as a potential customer.
The three large reporting companies, TransUnion, Equifax, and Experian, will provide you with an annual free copy of your credit report, but you must ask for it.
According to a recent National Retail Federation survey, shoppers plan to be conservative with Holiday budgets this year.
According to Fair Isaac, on average, today’s consumer has a total of 13 credit obligations on record at a credit bureau, 9 credit cards and 4 installment loans.
It is important to be checking your credit report and credit scores at least annually.
Websites like Freebie-Depot.com, Mrfreestuff.com and Shop4Freebies.com offer samples of products and online coupons and rebates.
No one should charge you for your credit report.
There has been a rebound in identity theft according Javelin Strategy. So how can you protect yourself?
At one time or another we all have done dumb things with our money but we can learn from our mistakes!
Have you actually ever checked your credit report?