Midyear Tax Planning: MiscellaneousMost everyone pays at least 10% on some of their income. As you make more money the tax increases.
Midyear Tax Planning: Retirement PlanJuly is a good time to take stock of your retirement accounts. The contribution limits for this year for a 401(k), a 403(b) and a 457 plan is $18,000.
Midyear Tax Planning: College GradsIf you just got a job, there is some tax planning you can do, even if you are just doing landscaping or waitressing until that marketing job comes through.
Midyear Tax Planning: The NewlywedsThose June weddings we talked about last month all have a tax consequence to them.
Midyear Tax Planning: Where To BeginJuly for most folks is all about sun and fun. But it is a good time to do some tax planning as well.
Saving More: The Big Ticket ItemsThese are items you can usually plan for; vacations, cars, TVs, appliances, furniture, computers or a college education, but you will have to look for deals.
Saving More: Staying Cool For LessThe experts advise setting the temperature at 78 degrees or higher when the house is occupied and at 85 degrees when no one’s home.
Saving More: Eating OutAccording to the SunTrust survey on saving, 44% of the respondents blamed dining out and entertainment as their main reason for not being able to save.
Saving More: GroceriesGroceries are not a discretionary item in the budget. We have to buy food, but there is some flexibility.
Saving More: Where To StartWe all want to save more money and we all love it when we get a really good deal but overall, saving money is hard.
Saving On Discretionary Items In Your BudgetWe have been discussing saving on what we eat. It’s more difficult to save on your rent or mortgage payments.
Save On Eating OutWhat if there is just the two of you and you like to eat out several times a week? That could add up!