Insurance is a financial tool that is used when you don’t have enough dollars in your emergency fund to cover the loss yourself. So what do you really need?
Have you thought about who will care for you in your old age?
Your home is the largest hard asset you own. You will need to protect it with insurance.
It is disability insurance that will protect you and provide an income stream for you and your dependents if you are unable to work due to an accident or an illness.
Life insurance is used primarily to cover the loss of your income stream for your dependents if you should die. There are many reasons to own life insurance.
If you haven’t saved enough for retirement you may find yourself coming up short.
Over 40% of first marriages end in divorce often times before their 10th anniversary.
Life has kept you so busy you’ve had no time to think about the goals you made 17 years ago when your first child was born. So what do you do now?
Having a baby creates a family and makes us look at things differently.
Wanting a future together, a couple should be having the money talk before they marry or move in together.