Retirement Myth #5: And We’ll Live Happily Ever After In RetirementThe reality is that is a line from a fairy tale! Too many things can go wrong with your planning.
Retirement Myth #4: I Plan To Work ForeverThe reality is that may not be possible for a variety of reasons.
Retirement Myth #3: Social Security Will Be EnoughThe reality is Social Security was designed to replace only about 40% of your current paycheck and less if you are a high wage earner.
Retirement Myth #2: Mom And Dad Are Leaving Me Their MoneyThe reality is there may not be much money left to inherit.
Retirement Myth #1: I Can Wait Until I’m Earning More Money To Save For RetirementThe reality is if you start later in your working career you will need to save more money than if you had started younger.
All About Getting At Your IRA MoneyIt is your money in that IRA, and you can get at it, but you may have to pay a penalty to get at it.
All About Roth IRAsWith a Roth IRA, you use after-tax dollars to make your contribution and when you withdraw the funds in retirement you will not owe income tax.
All About Spousal IRAsA Spousal IRA is used for an unemployed or underemployed spouse with little or no income.
All About Rollover IRAsA Rollover IRA allows you to receive distributions from qualified retirement plans such as your 401(k), 403(b), 457.
All About Traditional IRAsIRAs were introduced in 1974 and were designed to help individuals not covered by retirement plans at work and to give individuals changing jobs the ability to rollover retirement assets and retain the tax deferred status.
Small Businesses: Disaster PlanningMost small businesses, especially ones run from home, have not given enough thought to planning for disasters, natural or man made.
Small Businesses: Retirement PlansIf you are smart enough to start your own business, you should be smart enough to start a retirement plan as well!

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