Whether or not your health insurance can cover your spouse depends on your specific policy.
Whether or not your health insurance can cover your children depends on your specific policy.
To maximize the benefits of your insurance policy, you will likely need to choose a doctor from within your health plan’s network.
The Affordable Care Act requires that all health insurance policies cover 10 essential benefits, including emergency treatment.
If you have retired early and to save money got the least expensive HMO you could find, it just might not cover routine procedures if you are out of state.