The spousal IRA is an IRA funded for a spouse with little or no income by a working spouse with income.
IRAs are a very useful tool for retirement planning but not enough folks are contributing to them that are eligible to use them.
Congress and the IRS decided that you could not leave your pre-tax retirement savings growing forever tax-deferred, so they chose 70½ for you to begin your mandatory withdrawals.
The number I am looking for is actually 59½!
Many birthdays are key to successful retirement planning.
There are thousands of mutual funds to choose from and you will need a disciplined process to whittle down the number to something that is manageable.
Tax law changes made several years ago put traditional retirement plans on an equal footing.
How many retirement plans do you have?
You’ve raised your kids, they’re off on their own, time to start the fun….but are you financially ready for it?
In order to retire comfortably, you have to do some planning.
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