Insurance is a financial tool that is used when you don’t have enough dollars in your emergency fund to cover the loss yourself.
Long-term care is the care needed for individuals with chronic disabilities.
You protect your house with paint, so make sure you also protect it with insurance.
If you are unable to work due to an accident or illness, it’s disability insurance that will protect you.
Insurance is a big ticket item in any budget. Take the time to review your insurance policies annually.
Fixed expenses are those things in our financial lives that we absolutely need to purchase, but you can still save on them!
Set the AC to 78 degrees or higher when the house is occupied and 85 degrees when no one’s home. You’ll save on cooling costs for each degree you raise your thermostat.
According to the Department of Labor over 70% of us eat out at least once a week.
Groceries are not a discretionary item in your budget. We have to buy food, but you do have some flexibility.
The U.S. savings rate as of April is 4.0%. Better than a year ago but not as good as I would like to see it.