I don’t know anyone who doesn’t have at least one money regret.
We have all done dumb things with our money at one time or another.
Let’s discuss your discretionary expenses. This is stuff you have more control over than a fixed mortgage payment.
What other small lifestyle changes can you make to save big money? Let’s look at your fixed expenses.
Many people equate saving with some sort of deprivation. If you deprive yourself of all of the fun stuff in life you will never stick to a savings plan.
As a society we need to save more. Our government can print up money but we can’t!
Last month Bankrate.com conducted a survey on Financial Security. Thirty-six percent of those surveyed had not begun to save for retirement.
It usually takes a life event to push an individual into hiring a financial planner.
How many cards do you have? Can you name what’s in your wallet? If the answer is no, you have too many cards.
I’ll bet every time I have suggested that you get copies of your free credit reports you have made a mental note to check yours. Do it now!