How many cards do you have? Can you name what’s in your wallet? If the answer is no, you have too many cards.
I’ll bet every time I have suggested that you get copies of your free credit reports you have made a mental note to check yours. Do it now!
Credit scores are a quick and easy method for creditors to judge you as a potential customer.
The three large reporting companies, TransUnion, Equifax, and Experian, will provide you with an annual free copy of your credit report, but you must ask for it.
If you are serious about getting out of debt, first you need to know how much debt you have.
A credit score is a big factor when it comes to getting a mortgage and sometimes a job and it may now even help singles land a date.
According to Fair Isaac, on average, today’s consumer has a total of 13 credit obligations on record at a credit bureau, 9 credit cards and 4 installment loans.
Have you actually ever checked your credit report?
What’s in your wallet?
How do I improve my credit score?