More Money Regrets: Not Checking Your Credit StatsAccording to Bankrate.com, 35% of consumers have never checked their credit report even though it is free.
The Other New Year: Your Credit CardsManaging money ranks in the top three when it comes to making resolutions.
Closing Unused AccountsClosing unused credit card accounts certainly will streamline your finances making them more manageable.
Not Checking Your Credit Stats Regularly
The Unofficial New Year: What’s On Your Credit ReportI'll bet every time I have suggested that you get copies of your free credit reports you have made a mental note, but haven't done it yet.
Credit Card AgreementsIt is the fine print in the credit card document that spells out all of the fees.
Too Much of a Good ThingThere are more than 1.8 billion credit cards currently in circulation in the US. The average consumer is carrying over 3 credit cards.
Your Credit ScoreCredit scores are a quick and easy method for a creditor to judge you as a potential customer.
Your Credit ReportsCredit reports are important. They are often the way a creditor, a potential employer, a landlord or an insurance company will judge you.
Credit Cards: How Many Is Too Many?How many cards do you have? Can you name what’s in your wallet? If the answer is no, you have too many cards.
Checking Your Credit ReportI'll bet every time I have suggested that you get copies of your free credit reports you have made a mental note to check yours. Do it now!
Your Credit ScoreCredit scores are a quick and easy method for creditors to judge you as a potential customer.