The latest Federal Reserve numbers from January has revolving consumer debt at $851 billion dollars.
Do you review your credit card statement each month? You should!
Just like you give your kids the sex talk, you need to give them the credit talk as well.
The average taxpayer’s refund this year will be around $3,000 this year. This is not a windfall!
From my experiences I have learned that tuition, room and board, lab fees and medical insurance are not the only expenses you will need to plan for.
According to a National Foundation for Credit Counseling survey, when asked if their personal financial problems were self-inflicted or the result of events beyond their control, the overwhelming majority of respondents admitted responsibility for their financial woes.
You need to protect your numbers. Credit card numbers, ATM numbers, Social Security numbers, and pin numbers.
Some of you are out shopping and you may have the kids with you in the car. As harried as you are right now, why not give the kids a money lesson?
Take the time this week to sit down with pen and paper and make out a list of who you are planning on buying presents for.
Credit is a tool to help you reach your goals. Having a credit card is a privilege.
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