Are you stretching your financial resources too much for your kids’ non-essentials? Most of us are!
Teaching our kids money skills is really more important than teaching them to say thank you and you should start when they are sitting in the shopping cart.
When you go to pay for something do you hand the cashier your credit card or your debit card?
There are more than 1.8 billion credit cards currently in circulation in the US. The average consumer is carrying over 3 credit cards.
Credit scores are a quick and easy method for a creditor to judge you as a potential customer. So how do you measure up?
Credit reports are used by creditors, potential employers, landlords and insurance companies to judge your ability to be a good credit risk.
The latest Federal Reserve numbers from February has revolving consumer debt at $941 billion dollars. As a nation we are using our credit a lot!
For most folks, your goal by age 60 is to have a comfortable retirement. Now you need to figure out when to retire.
Your 50s. These are typically your prime earning years, as well as the decade when retirement begins to come within view, and it’s perhaps your last opportunity to set your finances in order.
Your 40s is the decade when everything is on the line, from houses and cars to insurance, retirement, college funding, and the impending mid-life crisis.