Christmas can happen even on a tight budget. If you don’t have much money to spend then you will need to spend your time.
Can you really save on Christmas spending? Start by eliminating some folks from your list.
I am always surprised at how many folks are already done with their Christmas shopping. So this is for the rest of us.
It always surprises me when I first see the Christmas displays in October. I think they come out earlier each year.
Step 5 is the CYA part of your financial plan. Cover Your Assets!
Life is full of obstacles to your financial success, but having a financial plan, proper insurance, and some savings for an emergency will help you manage anything that life throws at you.
Step 3 of your financial plan is saving and investing to reach your goals.
You will need to generate a net worth statement to figure out what you got and then do a cash flow to figure how and where you are spending your money.
According to a Nerdwallet.com survey, 71% of Americans expressed regrets about their ability to manage money.
College is expensive. And many wonder if it is worth the cost.