If you have not done any retirement planning or if you have not saved enough for retirement, tomorrow, decide which kid you want to live with in your old age. This is Plan B.
A family gathering like Thanksgiving may be a good time to talk with our elders, especially if you have had to travel far to be together.
Thanksgiving is a celebration of family and an opportune time to talk about families and money.
Finding the perfect the gift for some folks on your list is hard. Maybe even impossible. And if they don’t like it you often have to return it!
If you don’t have much money to spend then you will have to spend your time. And if you have any talents, use them.
Can you save on Christmas spending? Giving to fewer recipients is a good start.
How much do you plan to spend on gifts this year? Better yet, much can you afford to spend on gifts this year without going into serious debt?
When I was shopping for Halloween candy last month I noticed the Christmas candy, then I saw artificial trees in hardware stores along with decorations…all before Halloween was over!
This is stuff you have more control over than a fixed mortgage payment.
There are small lifestyle changes you can make to save big money.