A Long Christmas List But Short On Cash

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(credit: KENZO TRIBOUILLARD/AFP/Getty Images)

(credit: KENZO TRIBOUILLARD/AFP/Getty Images)

420x316-grad-lee Dee Lee
Dee Lee is a Certified Financial Planner who received a diploma in...
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BOSTON (CBS) – Christmas is about two weeks away. And if money is tight you may be thinking it’s not going to happen at your house.

Now we all want the holidays to happen especially if we have kids. If things are tight what can you do?

There are resources out there that will provide toys and presents for your kids. But you will have to ask. Our local food pantry, Loaves and Fishes, makes sure the kids and their parents have something to put under their tree.

Where can you find some extra cash this week? I started with the loose coin crock. Last year I found $50, not as much this year. To save more of that change get some coin wrappers and wrap them yourself.

What gift cards do you have that have not been used? You can sell the gift cards or use them to buy gifts. If you have a restaurant card use it to take a friend out to lunch or dinner as a Christmas treat.

Cash in your frequent flyer miles or your credit card points. What can you get with them? You can convert your points into gift cards to places like Panera Bread or Chili’s as well as the Gap or Macy’s or get a prepaid credit card.

So what have you got to sell? Try Craig’s list. You can shop there for Christmas gifts but you can sell your stuff there also. What have you got that you have wanted to get rid of?

Outgrown toys, clothes, furniture. Stuff that you no longer need or use. I would suggest pricing the stuff to sell quickly. There is a buyer for most everything. My son sold all of his used light bulbs after replacing everything in his home with energy efficient fluorescent bulbs.

Old gold jewelry can also produce some cash for you. What about those books that you read over the summer? Find a used bookstore or use Craig’s List.

One more thing:  A quote I found on the family friend website -

In today’s world we are inundated with images of Christmas from the media. We are told that it is all about buying expensive gifts for each other. In today’s challenging economic times it is a tragedy that parents spend way more than they can afford to try to please their children. The sad truth is that, “money can’t buy you love”. A holiday is about the time spent together with loved ones. It is about gifts that come from the heart, and it is the about the thousands of years of tradition that mark the holiday season.

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